The plan to buy a house is definitely the dream of many people. Installing installments by buying vacant land and then building a house is also the choice of many people. More than that, land is also a promising investment instrument because its price continues to soar. Well, of course you need to know how to buy a plot of land so as not to be deceived.
Buying land today also offers various conveniences. In addition, many parties also offer low prices even though they still need a large budget. Such a large budget to buy land makes land the most promising asset in investment. However, there are also many rogue elements who commit fraud.
Therefore, before buying land at a low price, you should make sure everything related first. Especially for plots of land which are usually more expensive than other options. There are important things you should know so as not to get scammed.
Even though investing or buying land has a lot of risks in terms of selling, there are always ways to overcome them. Here are things you need to know before buying land.
4 Ways to Buy Plots So You Don't Be Fooled
1. Check Soil Condition
Don't rush into buying land until you know for sure its condition. Come directly to the location to see the contours and type of soil that you will buy. Are you able to build a building on the land to see its condition. Avoid sloping land contours, unless you choose it on purpose. Also pay attention to the availability of water sources in the land area.
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Choose land that is strategically located, especially if you aim to make it an investment asset. The reason is the strategic location and adequate infrastructure in the vicinity will make the price of land and property increase if sold in the next few years.
2. Check the Completion of Land Deeds
Checking the completeness of documents is also very important. First of all you have to check the status of the land, problematic or not, being pledged or not, and in dispute or not. You and the seller can come to the local BPN (National Land Agency) office or check using the BPN online service application. In accordance with Article 34 PP No. 24 of 1997, BPN will check the authenticity of the certificate based on the registration map, land register, letter of measurement, and land book. After that, make sure the authenticity of the land certificate because there have been many cases of fraudulent buying and selling of land using fake certificates.
3. Make a Deed of Sale and Purchase (AJB)
After you make sure all the documents are complete, the next stage will involve the services of a Land Deed Maker (PPAT) to make a Sale and Purchase Deed (AJB). This deed is in the form of a sale and purchase agreement as proof of the transfer of land rights as a result of the sale and purchase. By using PPAT services to make AJB, the buying and selling transactions that you do are guaranteed to be legally valid. So when problems arise in the future, your position will remain safe.
To make an AJB, here are the documents that must be prepared, both by the seller and the buyer.
Seller- Original land certificate
- KTP of husband/wife seller
- If the seller's husband/wife has died, it is necessary to bring along a death certificate
- Proof of payment of Land and Building Tax (PBB) for the last 10 years
- Letter of approval from husband/wife
- KK (Family Card)
Buyer
- KTP
- KK (Family Card)
- Bringing Files to the BPN Office
After signing AJB together with the seller and PPAT, you must submit the original AJB file to the BPN office no later than seven days after signing. Include a letter of application for transfer of name with the buyer's signature, certificate of land rights, KTP of the seller and buyer, proof of paid off income tax, and proof of paid off BPHTB. After the process is complete, the BPN officer will make a letter of proof of acceptance of the name transfer process. After that, the seller's name in the land book and certificate will be crossed out with the signature of the head of the land office and replaced with the buyer's name.
That was the way to buy a plot of land so as not to be deceived. Try to pay for the land in the presence of witnesses, notaries, and or the authorities. If necessary, the transaction is documented as strong evidence if a problem occurs later.