Increase Protection of Your Favorite Car with Bess Insurance

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It's never too early to insure your favorite car. Because your car does need comprehensive protection. In addition to maintaining the condition of the car, insurance will also support the stability of your financial condition. Because you will not be bothered with the risk of the car being damaged, in an accident, or lost if you already have car insurance.

Talking about car insurance would not be complete without mentioning Bess. This car insurance is indeed popular because of its maximum protection for customers. We recommend that you read a full review of Bess insurance before making your choice:

Bess's Two Car Insurance Options

There are two choices of Bess car insurance that can protect your favorite car, namely:

Comprehensive Insurance (Combined)

This type of insurance provides a lot of car coverage which includes:

• Collision or impact, tipping over, slipping, falling
• Evil deeds
• Theft (including those preceded or followed by violence)
• Fire (including fires caused by other nearby objects)
• Lightning strike, due to water or fire suppression
• Damage due to transport by ferry
• crane fees

Total Loss Insurance (Total Loss Only or TLO)

If you choose the Bess TLO type of insurance, it means that you can get these two types of protection

• Damage guarantee with a value equal to or higher than 75% of the price of the car
• Total loss guarantee due to theft

Choose Extended Warranty as Needed

After choosing one of the two Bess insurances, you can also supplement it with extended coverage as needed. The extended warranties facilitated by Bess include: Earthquake, tsunami, and or volcanic eruption

• Riot or strike
• Hurricanes, storms, hail, floods, and/or erosions
• Riot
• Terrorism and sabotage
• Personal accident to the driver and or passenger
• Legal liability to third parties

Later, you just pay an additional premium every month based on the type of coverage extension you choose.

Who Can Insure a Car?

Not only individuals who can insure a car. Business entities that have an interest in the object of insurance are also entitled to insure the car, for example a bank, credit financial institution, or the owner of the object of insurance.

As the insured, you are free to determine the period of insurance. This period is usually one year or more. It depends on your financial needs and capabilities.

What Risks Are Not Covered By Insurance?

In order not to cause misunderstandings in the future, Bess also detailed some of the risks that car insurance does not cover. The types of risks that are not covered include:

• Misuse of vehicles (to tow or push other cars, commit crimes, and other uses outside the policy).
• Embezzlement, deception, hypnosis.
• Damage due to other objects being loaded by the car.
• Crime committed by the insured or other people who have a relationship with the insured.
• Overload capacity.
• The insured or the driver is negligent.
• The car is driven by people who do not carry a SIM and STNK.
• The car was driven forcibly or violated traffic signs.
• The car uses additional equipment not listed in the policy (eg tires, wheels, and other accessories).
• Road damage due to overloaded cars.
• Deductibles that are not listed on the policy.
• War, nuclear reactions, construction or material errors.

So, are you ready to protect your favorite car with Bess insurance?

Bess's choice of insurance and the expansion of the guarantee will definitely make you not confused about choosing. First determine the protection that your favorite car needs the most before choosing the most useful Bess car insurance.