Should Empty Homes Be Insured?


A house is one of the most profitable future investment options.

For this reason, not a few people have more than 1 house even though there is only one house that is shared with their family.

Usually the second property is often rented out to other people. But many leave it empty and only checked occasionally.

To make sure vacant home stays safe at all times, it's a good idea to consider insuring it.

This is very important because the house can be an easier target for thieves, or for squatters to occupy.

Another danger that lurks in the house is the occurrence of disasters such as fires, floods and even earthquakes that have an impact on the structure of the building. 

Therefore, take advantage home insurance empty Usually the packages offered by agents will always provide comprehensive protection to the building.

The protection provided includes the structure and completeness of the insured property including walls, roofs, piping systems to floors.

A more comprehensive policy can also be offered including legal fees. For example, you may need legal assistance to get rid of squatters.

Some insurance policies will even offer additional costs such as damage from fallen trees, wind blows, and broken windows. 

Before insuring your property, check the requirements that must be met before registering.

Moreover, most home insurance in Indonesia only serve homes that are currently being occupied.

Therefore, consult with the best insurance agent in the city where you live, so that you can get a second home

Usually an insurance policy for an empty house is much larger than an insurance policy for an ordinary house. But this is a natural thing considering the handling of vacant houses is much more complex. 

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